UK Mortgage Calculator

Plan your mortgage with confidence using a clean, fast and easy-to-use UK mortgage calculator built for homeowners, first-time buyers and property investors.

Estimate monthly repayments, compare mortgage terms, explore fixed-rate scenarios and understand how interest affects the total cost of your mortgage over time.

Designed specifically for the UK market with a modern interface and live calculations.

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KEY FEATURES

Mortgage repayment calculator

Instantly calculate:
• Monthly mortgage payments
• Total interest paid
• Total repayment amount
• Loan-to-value (LTV)
• Loan amount after deposit

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Fixed-rate mortgage support

Compare:
• 2 year fixed
• 3 year fixed
• 5 year fixed
• 10 year fixed
• Custom fixed-rate periods

See:
• Monthly payment during the fixed term
• Estimated payment after the fixed term
• Long-term repayment impact

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Compare mortgage terms

Quickly compare:
• 10 year mortgage
• 15 year mortgage
• 20 year mortgage
• 25 year mortgage
• 30 year mortgage

Understand how term length changes:
• Monthly repayments
• Total interest
• Overall mortgage cost

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Overpayment calculator

Explore how extra monthly payments can:
• Reduce total interest
• Shorten your mortgage term
• Save money long term

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Save mortgage scenarios

Store and compare different mortgage setups including:
• Deposit variations
• Interest rates
• Fixed-rate deals
• Mortgage terms

Perfect for researching multiple properties or lender options.

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PRO FEATURES

Upgrade to Pro with a one-time payment to:
• Remove ads
• Unlock unlimited saved scenarios
• Export mortgage summaries to PDF

Ideal for buyers, investors and anyone comparing multiple mortgage options.

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CLEAN & EASY TO USE

Built with a modern mobile-first design featuring:
• Live repayment estimates
• Quick presets for deposits and terms
• Clear mortgage breakdowns
• Fast performance
• Simple navigation

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PERFECT FOR

• First-time buyers
• Home movers
• Buy-to-let investors
• Mortgage comparisons
• Budget planning
• Fixed-rate analysis
• Long-term repayment planning

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IMPORTANT

This calculator provides estimates only and should not be considered financial advice. Always consult a qualified mortgage adviser or lender before making financial decisions.