UK Mortgage Calculator

Plan your mortgage with confidence using a fast, modern and easy-to-use UK mortgage calculator built for homeowners, first-time buyers and property investors.

Estimate monthly repayments, compare mortgage terms, explore fixed-rate scenarios and understand how interest impacts the total cost of your mortgage over time.

Built specifically for the UK market with a clean mobile-first experience and instant calculations.

Key Features

Mortgage Repayment Calculator

Instantly calculate:

• Monthly mortgage payments
• Total interest paid
• Total repayment amount
• Loan-to-value (LTV)
• Loan amount after deposit

Fixed-Rate Mortgage Support

Compare:

• 2 Year Fixed
• 3 Year Fixed
• 5 Year Fixed
• 10 Year Fixed
• Custom fixed-rate periods

See:

• Monthly payment during the fixed term
• Estimated payment after the fixed term
• Long-term repayment impact

Compare Mortgage Terms

Quickly compare:

• 10 Year Mortgage
• 15 Year Mortgage
• 20 Year Mortgage
• 25 Year Mortgage
• 30 Year Mortgage

Understand how mortgage length affects:

• Monthly repayments
• Total interest paid
• Overall mortgage cost

Overpayment Calculator

Explore how extra monthly payments can:

• Reduce total interest
• Shorten your mortgage term
• Save money over time

Save Mortgage Scenarios

Store and compare different mortgage setups including:

• Deposit variations
• Interest rates
• Fixed-rate deals
• Mortgage terms

Perfect for researching multiple properties or lender options.

Pro Features

Upgrade to Pro with a one-time payment to:

• Remove ads
• Unlock unlimited saved scenarios
• Export mortgage summaries to PDF

Ideal for buyers, investors and anyone comparing multiple mortgage options.

Designed for Everyday Use

Built with a modern, easy-to-use interface featuring:

• Live repayment estimates
• Quick presets for deposits and terms
• Clear mortgage breakdowns
• Fast performance
• Simple navigation

Perfect For

• First-time buyers
• Home movers
• Buy-to-let investors
• Mortgage comparisons
• Budget planning
• Fixed-rate analysis
• Long-term repayment planning

Important Disclaimer

This calculator provides estimated figures only and does not constitute financial or mortgage advice. Always consult a qualified mortgage adviser or lender before making financial decisions.